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Our relationship with multiple lenders, including Hyundai Motor Finance, gives you access to exclusive rates and programs you won't find elsewhere. Hyundai-backed options usually offer low interest rates and flexible payment terms.
Hyundai Loyalty Programs
Curious about electric vehicles but not ready to commit? The Evolve+ Subscription Loyalty Program lets you test-drive the electric experience without the pressure of a long-term commitment. You get 1,000 miles over 28 days with insurance, maintenance, and roadside assistance all included.
The program applies to the KONA Electric, IONIQ 5, and IONIQ 6. Complete your first month and receive a $2,500 Subscription Loyalty Coupon toward purchasing or leasing a new 2024 or 2025 IONIQ 5 or IONIQ 6. This coupon stacks with other electric vehicle incentives for even more savings.
Special Discount Programs
Recent graduates receive $400 toward a new Hyundai through our College Grad Program. You're eligible if you graduated within the last two years or are finishing your degree within six months. Bring your diploma or a letter from your registrar, along with proof of employment or a job offer.
Military families qualify for a $500 bonus on any new Hyundai model. For individuals with physical challenges, Hyundai's Mobility Program provides up to $1,000 to help cover the cost of adaptive equipment for new or used vehicles.
How to Get Approved for Hyundai Financing
Pre-approval helps you understand your budget and speeds up the buying process. You'll know your interest rate range and monthly payment before you pick a vehicle. This puts you in a stronger negotiating position because you're viewed as a ready buyer from the dealer's perspective.
Credit Requirements
Your credit score plays a big role in the rate and terms you're offered. Most lenders tend to give their best rates to buyers with scores around 661 or higher. Scores in the 601 to 660 range can still qualify for financing, though the rate may be a bit higher. Even scores between 500 and 600 are often approved, but that usually means putting more money down or accepting a higher interest rate.
Having a lower credit score doesn't automatically disqualify you. Our finance team works alongside lenders that regularly help buyers with credit challenges secure financing that fits their budget.
Required Documentation
Before you apply for financing, gather your personal information, including your name, phone number, date of birth, and email address. You'll need your current address, any previous addresses from the last five years, and your driver's license. Keep your employment details handy, with your employer's name, Social Security number, and monthly income. Think about which vehicle interests you, whether you have a trade-in, and how much you can put down as a down payment.
Hyundai Finance Pre-Approval Process
After you submit your application, our team reviews the details and checks with our lender partners. In most situations, approval is handled quickly. A team member then follows up to go through the details and explain the process moving forward. Sometimes, Hyundai Motor Finance needs additional information. We'll provide clear instructions if that happens.
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Managing Your Hyundai Payments
There are several ways to manage your Hyundai payments. For instance, with Hyundai Motor Finance, you can make your monthly Hyundai payment via one-time ACH payments, log in to your Hyundai Motor Finance Account online, or use the virtual chat assistant by calling the automated phone number at (800) 523-4030. After authenticating your account, select Payment Methods and choose the Chat option when prompted.
The same process works for one-time debit card payments using Visa or MasterCard. Hyundai Motor Finance does not accept credit card payments. You can make payments using Western Union Quick Collect at (800) 634-3422 using your account number and the payee information for Hyundai Motor Finance in California.
By setting up automatic payments, you can save time and won't have to worry about missing a due date. Log in to your account and enroll in AutoPay for recurring payments that automatically pull from your checking or money market account each month. This convenience means your Hyundai monthly payment happens on schedule without any effort from you.
Getting the Best Financing Terms
Choose a vehicle that fits comfortably within your budget to secure the best rate on your auto loan. Hyundai Financial Services frequently runs promotional rates on specific models. Check current offers for 0 APR Hyundai deals or 2025 Hyundai Palisade 0 financing options. The 2025 Hyundai Palisade incentives change regularly, so ask about what's available now.
Review your credit report for errors before you apply for financing. If you find mistakes, have them corrected. Paying down existing debt improves your credit profile and can lower your interest rate when you apply for Hyundai credit.
Maximizing Your Trade-In Value
Your vehicle has to look its best to get the highest trade-in value, so address minor repairs and have it detailed thoroughly. Fixing issues like windshield damage or small dents can increase your trade-in appraisal by hundreds of dollars. A clean, well-maintained car shows dealers that the vehicle will sell quickly on their lot.
In Plano's intense summer heat, making sure your air conditioning works perfectly and your interior looks spotless can make a real difference in your trade-in value. That extra money reduces your loan amount, lowers your monthly Hyundai payment, and might even let you upgrade to a higher trim level or add extra features.
Apply for Hyundai Financing Online Today
Start the financing process from home by filling out our secure online application. Our experienced team immediately begins working to secure the auto loan or lease you need, whether you have excellent credit, poor credit, or you're a first-time buyer with no credit history. Use our payment calculator to estimate your monthly costs before you apply for financing. At Huffines Hyundai Plano, we work with an extensive network of lenders to find the right solution for your budget.
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Hours
- Monday 8:30AM - 8:00PM
- Tuesday 8:30AM - 8:00PM
- Wednesday 8:30AM - 8:00PM
- Thursday 8:30AM - 8:00PM
- Friday 8:30AM - 8:00PM
- Saturday 8:30AM - 8:00PM
- Sunday Closed
